Now Śukadeva Gosvāmī says . . . this is the perfect way for our ultimate good, goodness, kṣema. Akuto-bhayaḥ: without any fearfulness. In any action you do, there is some fearfulness whether it will be successful or not, "If I fail, if I . . ." But if you take to devotional service, then it is akuto-bhayaḥ. Akutaḥ means there is no fear. No fear.
Because any . . . anything material you do, unless you come to the perfectional point, whatever you have done, that is all gone to hell. Suppose you are trying to construct a nice factory. But if you do not come to the ultimate end, the factory cannot be started. If in the middle you have no money or somehow or other the factory construction is stopped, then whatever money you invested, that is gone to hell.
But Kṛṣṇa consciousness is so nice that whatever you have done in this life—one percent, two percent, ten percent, fifty percent . . . if you can execute cent percent, then the whole life is perfect. But even if you do not come to the perfectional point, whatever you have done, that is your permanent asset. Next life you begin from that point.
These things are stated in the Bhagavad-gītā. When Arjuna enquired that, "If one cannot finish the whole course of yoga system, what happens to him?" He assured that whatever he has done, that remains his permanent asset. Now, from next life, he begins—suppose he has finished fifty percent—from the next life he begins from fifty-one percent.
But for the karmīs, whatever they have done in this life, whatever they have earned . . . suppose by working very hard, you got millions of dollars. But you cannot take it away. It is left here and go. You cannot take. But Kṛṣṇa conscious activities, the result you take with you, and next life again begin.