Kṛṣṇa comes down from there; therefore avatāra, "comes down." Therefore He's called avatāra. Or any Viṣṇu incarnation who comes down, They come down from the higher planetary system. Therefore it is called avatāra. Incarnation means avatāra: who comes down from higher position. Therefore, here it is said, kṛtāvatārasya hareḥ. Hareḥ, "of the Supreme Personality of Godhead." Hari, hari means "who takes away all your miserable condition." Hari, haran, harati. Harati means take away. He comes here just to give you benediction, to save you from all kinds of miseries. Therefore His name is Hari. Yasyāham anugṛhṇāmi . . . er, yasya aham anugṛhṇāmi, anugṛhṇāmi . . . I forget now. Kṛṣṇa says that "When I shows to somebody special favor, I take away all his possession." That is special favor.
This question was asked by Yudhiṣṭhira Mahārāja, no, Parīkṣit Mahārāja, to Śukadeva Gosvāmī. Yasyāham anugṛhṇāmi, harer dhanam. Because here in this material world, the more we possess material wealth, it is our bondage. Ahaṁ mameti (SB 5.5.8). Because our bondage is we are entrapped here by material opulences. Material opulences are not very good for spiritual advancement. Just the Western people, they are materially advanced. They possess . . . they do not possess, but their energy is utilized for converting things from one shape to another, that much, the energy being wasted. It is good credit for you, materially, that you have so nice cars, nice skyscraper building, and so many nice things you have created. That is good credit—good credit materially. Spiritually, it is not good credit. Spiritually, it is waste of energy. Waste of energy. Because however nicely you have made all these material facilities, amenities, you cannot stay here. You cannot . . . you have got a certain amount of energy. So that energy is meant for some other purpose. So your energy not being utilized for the real purpose of life, if you utilize it for increasing your so-called material happiness . . . actually, they have not become happy.